Tips for Buyers​

The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.

You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.

Check it out, and feel free to get in touch if you have any questions.

Get the most out of your money with these handy home-buying tips.  

 

  • Keep your money Where They Are - no major purchases ore moving your money around 3-6 mo before buying a home

  • Get Pre-Approved for Your Home Loan - there's a big difference between a pre-qualified and a pre-approved mortgage buyers. Pre-approved means a lender has looked at your financial information and let you know how much you can afford and how much they are willing to lend you.  

  • Don't Try to Time the Market - Trying to anticipate the housing market is impossible!  The best time for you to buy is when you find your perfect home and you can afford it.  

  • Bigger Isn't Alway Better - Bigger is usually not better when it comes to houses.  Sometimes it is best to buy the worst house on the block, for the worst house per sq.ft. alway trades for more then the biggest house. 

  • Avoid Sleeper Costs - Most people just focus on their mortgage payment, but you will also need to be aware of all the other expeses such as property taxes, utilities and HOA dues. 

  • Your Buying a House - Not Dating It - If you fall in love with something, you might make a bad financial decision.  It's a big difference between your emotions and your instints.  Go with your instinct, recognize that you're getting a great house for a good value.  Stay Calm and be Wise!

  • Give your House a Physical - You would not buy a car without checking under the hood. Neither should you buy a home without an inspection.  Hire a home inspector, it will cost you about $200 - $300 but could end up saving you thousands of dollars.  

  • The Secret Science of Bidding - Your opening bid shoud be based on two things: a) what you can afford b) what you believe the property is worth.  

  • Stalk the Neighborhood - Before you buy a home, drop by the neighborhoon in the morning noon and night.  Drove by the house at all hours of the day and see what's happening in the neighborhood.  

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